Our mission is to power an economy where everyone wins. We believe in fairness and financial freedom for all.
Healthy Limits.
Every Afterpay customer starts with a limit of $600. Your pre-approved spend amount increases gradually. The longer you have been a responsible shopper with Afterpay - making all payments on time - the more likely the amount you can spend will increase.
No external credit checks.
Financial freedom shouldn’t cost you or your future, so we don’t run external credit checks on our customers.
Total control from your phone.
Your pre-approved spend amount is always on display in the Afterpay app. This is so you know exactly what you’re able to afford right now (and what might need to wait). You can also manage your upcoming payments and spending history at any time.
Reminders.
You’ll receive text and email reminders before every payment is due. You’ll also receive alerts for missed payments, so you’re totally clear what’s coming out of your account and when.
Change Payment Dates
You can reschedule three payment dates per year, shifting them up to five days with each update.
Early Payments.
You can pay off some or all of an outstanding balance ahead of a scheduled payment.
Breaking the debt cycle.
If you miss a payment, we may need to charge a late fee of up to $8 and your account is put on pause until you’re back on track. No matter the amount of your repayment, you’ll never be charged more than $8 per missed installment.
