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I haven't received my goods. How do I raise a dispute?

If you haven't received your goods, we recommend you always reach out to the merchant/seller first to find out what has happened and request tracking information. Always allow up to 7 calendar days for the merchant to respond to your enquiry.

If it has been more than 7 calendar days since the date you have placed your order and you have tried reaching out to the merchant but have received no response, you can consider raising a dispute from your app.

Please note: Some merchants like Prezzee (Gift Cards), require you to contact the merchant should you need help, this means you won’t be able to raise a dispute. You can find the merchant's contact details on your order under the details section. 

How to raise a dispute from your mobile app

  • Go to My Afterpay

  • Got to Orders

  • Click on Active Orders

  • Find the order that has not been received

  • Click the 3 dots in the top right hand corner

  • Choose “Goods not received”

  • Follow the prompts to fill out the required information, be sure to include as much information as possible including the correspondence you received from the merchant.

  • This will raise a query directly with the merchant - they will receive whatever you write so make sure it is clear!

How to cancel a dispute from your mobile app

If you have raised a dispute and then the goods are delivered or you get a refund from the store you can go in and notify us to cancel the dispute yourself via your app

  • Go to My Afterpay

  • Go to Orders

  • Then click all orders

  • Find the order that has not been received

  • Click on the dispute view details link (banner top of the page)

  • You can review the update and click on the button 'cancel this dispute' 

How to raise a dispute from your Afterpay account

Goods not received

  • Log onto your online Afterpay Account (not mobile app)

  • Find the order that has not been received

  • Click Get Help

  • Click on Goods not received

  • Follow the prompts to fill out the required information, be sure to include as much information as possible including the correspondence you received from the merchant.

  • This will raise a query directly with the merchant - they will receive whatever you write so make sure it is clear!

Note: Once a full dispute has been raised, you will not be able to raise a second dispute for the same order.

What happens next?

  • The merchant will review the case and respond to you with an update /outcome. You will see an update on the order on your online account.

What do you need to do in the meantime?

  • Go to Orders

  • Then click all orders

  • Find the order that has not been received

  • Click the 'more button' top right hand side of the dispute

  • Click the return / refund button - let us know that you are expecting a refund - this will help you by moving out the next payment due date to allow some time for the dispute to be resolved.

What to know about the dispute process

Timeline: You have 120 days from the date of purchase to open a dispute.

Evidence: The more information you provide, the faster the review. Include:

  • Screenshots of merchant communication

  • Tracking showing non-delivery

  • Expected delivery date from the order confirmation

Review period: Afterpay reviews disputes and may contact the merchant for their response. This typically takes 10–14 business days.

What happens to your payments during a dispute

  • Scheduled payments may continue while the dispute is under review.

  • If the dispute is resolved in your favor, you will be refunded for any payments made.

  • If you have upcoming payments, continue making them to avoid late fees. Refunds are applied once the dispute is resolved.

Dispute outcomes

Outcome

What happens

Resolved in your favor

Payments are refunded. Your available to spend amount is restored.

Resolved in the merchant's favor

Payments continue as scheduled. You will receive an explanation.

More information needed

Afterpay may ask for additional evidence before making a decision.

Contact Afterpay support if:

  • You cannot find the dispute option in the app.

  • Your 120-day window is close to expiring.

  • You need to provide additional evidence after submitting.