How It Works
Get the Afterpay app
Sign up quickly & easily. No long forms (yay!) and you’ll know instantly if you’re approved.
Choose Afterpay as your payment method at checkout.
Set up the Afterpay Card in the app, add to your digital wallet, and tap to pay with Apple Pay or Google Pay.
Make the first of 4 payments now
Pay it off over 6 weeks. Never pay interest.
Go after the good stuff, online or in-store.
Go after the good stuff, online or IRL.
Pay Better. Choose Afterpay.
Signing up is simple.
No long applications or complicated terms & conditions. Have your email, phone number, address, DOB, and debit/credit card handy—that’s it.
Get what you need right now.
Make your first payment today and the rest over 6 weeks. It really is that simple.
Manage with smart limits.
Check your available spend and stay within budget. And spend wisely with limits that gradually increase with on-time payments.
We’ve got your back.
We’ll send reminders, so you never miss a payment. And if you do, we pause your account until you’re back on track. There are no fees when you pay on time. And late fees are capped at 25% of the purchase price.
The app is where it’s at.
See your spend limit, manage payments, and keep track of your favorite places to shop. And get alerts on new launches and offers from top brands. It all happens on the app.
We´ve pioneered a better way to pay.
No external credit checks, no interest, no fees when you pay on time, no surprises—and our customers love us for it.
Loved by more than 14 million people from all over the world.
Brands big and small work with us to offer one simple solution to their shoppers.
We have over 47,000 five-star reviews on Trustpilot that qualify us as "Excellent".
Our average App Store rating is 4.9 out of 5, with over 927,000 reviews.
People love to #PayBetter
“Love @AfterpayUSA it´s great to use and would definitely recommend. Never had a problem with it and will continue using it. Thanks 👍👍”
“@AfterpayUSA is the best app I downloaded in 2020”
“Life is so much better with @AfterpayUSA!!! When I see all my favorite stores that take Afterpay 👏😊😊👏👏😁😁😁”
“I ❤️️ Afterpay! You make my shopping 🛍 world go round!! 😁😁😁”
The world’s best brands are with Afterpay.
Shop now, pay over 6 weeks at thousands of retailers across the globe. Don’t let us keep you—browse our shop directory and go after the good stuff today.
Any questions? We’ve gathered some of the most common questions in our FAQs.
If we’ve missed something, get in touch with us.