Pick Pay Monthly at checkout.
More time to pay.
How it works
1. Shop select stores online
See the interest upfront.
Pay monthly at these top brands.
Check back often for more places to shop.
Got questions? We’ve got you covered.
The term APR (Annual Percentage Rate) is the yearly cost to borrow. Pay Monthly is a simple interest loan with no late fees or an origination fee. The interest accrues daily based on the outstanding principal balance. Please refer to the Truth In Lending Disclosure in the Loan Agreement that will outline the total financial charge.
Afterpay uses several different factors like your consumer credit report to determine eligibility. Afterpay also uses non-traditional factors, like your repayment history with our Pay in 4 product offering. Your repayment history is useful data to determine your creditworthiness.
The Pay Monthly option is available to customers in the U.S, excluding customers in West Virginia, New Mexico, Nevada and Hawaii, and offered at select Afterpay merchants online. Afterpay will continue to roll out this service to more retailers over the next few weeks.
The APR is formulated by several different factors. To determine your creditworthiness we look at information obtained from your credit profile to past payment history with us at Afterpay!