New to Afterpay?
Create an account today and start paying in 4. Always interest-free.
Cotton On is LIVE with Afterpay!
Shopping at Cotton On has never been easier and more budget-friendly.
Afterpay is an interest-free payment option that allows you to shop now, enjoy now and pay it off in four biweekly installments with Cotton On
How to shop online with Cotton On using Afterpay
- Select Afterpay at checkout as your payment method.
- If you already have an Afterpay account, log in and complete your checkout.
- If you are new to Afterpay, you can sign up while you checkout with Cotton On by following the prompts. No long forms and you'll know you've been approved within seconds.
- Orders ship as soon as they would with any other form of payment, as quickly as you choose. Enjoy your purchase straight away and pay over 4 biweekly installments.
How to use Afterpay in store at Cotton On
- Choose your items.
- Download the Afterpay App
- Instantly create your account
- Tap the 'Card' tab and follow the prompts to set up the Afterpay Card & add it to your digital wallet.
- Head to a retailer accepting Afterpay and activate the Afterpay Card in the app and pay using Apple Pay or Google Pay.
Are there any fees?
We trust you to make your payments and will support you by sending regular reminder notifications. You will only be charged a 'late fee' if you miss your payments. To learn more please see our terms and conditions.