AFTERPAY PLUS EARLY ACCESS
Afterpay anywhere
you can tap & go.
Get access to more.
Unlock over 500,000 more places to pay in 4. Afterpay your dentist appointments, vet services, holiday bookings, beauty appointments, car services and so much more.
How it works
1. Get it
Select eligible customers have been granted early access to Afterpay Plus. Customers with early access can upgrade their card in the app.
2. Check it
Your Afterpay Card will be automatically upgraded to the Afterpay Plus Card. If you don't already have it, add it to your digital wallet.
3. Afterpay it
Select the Afterpay Plus Card in your digital wallet and tap to pay anywhere Apple Pay or Google Pay is accepted.
Frequently Asked Questions
Afterpay Plus is a subscription that gives you access to pay in 4 interest-free instalments anywhere Apple Pay, Google Pay or Samsung Pay is accepted. Afterpay Plus subscribers receive an upgraded digital card that lives in their digital wallet, and provides access to use Afterpay in more places than the standard Afterpay Card.
Sign up for the Afterpay Plus Card in the Afterpay app. Follow the prompts to add the Afterpay Plus Card to your digital wallet. When you’re ready to pay, select the Afterpay Plus Card in your digital wallet and tap to pay anywhere Apple Pay, Google Pay or Samsung Pay are accepted.
Afterpay Plus subscribers will be upgraded and issued a new Afterpay Plus Card which automatically replaces the standard Afterpay Card in your digital wallet
Afterpay Plus is available exclusively to existing customers on an invitation-only basis. If you are eligible to subscribe, you will receive an invitation through a message in the Afterpay App under the 'In-Store' section and email if you are subscribed to receive marketing communications from Afterpay.
If you have any issues with your monthly fee, you can contact us here.
Important! Once you cancel your subscription to the Afterpay Plus Card, you will not be able to sign up again for 12 months.
To avoid being unable to sign up again within 12 months, we recommend electing to pause your Afterpay Plus subscription rather than cancel. You are able to pause your subscription once every 12 months, for a period of up to 3 months.
To pause your subscription, please follow these steps;
- Go to My Afterpay
- Tap on the settings icon (top right)
- Tap on manage Afterpay Plus Card
- Tap on Pause Afterpay Plus Subscription
- Select Pause Subscription Period (1, 2 or 3 months)
- Tap Confirmation Message
To cancel your subscription, please follow these steps;
- Go to My Afterpay
- Tap on the settings icon (top right)
- Tap on manage Afterpay Plus Card
- Tap on Cancel Afterpay Plus Card
Once you have confirmed cancellation you will continue to have access to use the Afterpay Plus Card until the end of the current billing cycle. At the end of the billing cycle your Afterpay Plus card will automatically be replaced and issued with a new standard Afterpay Card which is accepted only by Afterpay merchants.
Customers who have been with Afterpay for 90 days since their first order and are in good standing (no late repayments) can apply for the Plus Card
The Afterpay Plus Card can be used anywhere Apple Pay, Google Pay or Samsung Pay is accepted. Certain merchant, product, goods, and service restrictions apply.
Please read the [Afterpay Plus User Terms], the [Afterpay Terms], the applicable Pay terms and be aware of any merchant, product, goods, and service restrictions before using your Afterpay Plus Card.
Restricted merchants include but are not limited to Gambling, Adult Services, Telemarketing and some financial related transactions (e.g. money transfers).
Your Afterpay Plus available spend limit is the same as your current Afterpay account limit. You can view your available spend limit in the Afterpay app.
Afterpay is more likely to approve purchases and increase spending limits for customers who consistently make on-time payments.
There is a $9.99 monthly fee. The date you sign up to Afterpay Plus, is the date the monthly subscription fee is payable each month.
Afterpay purchases follow the merchant’s standard return policy. Check with the merchant to make sure your purchase is eligible for return.
- Launch the Afterpay app and tap into the Card tab.
- Select “How it Works” in the top right corner, followed by “How do I return an order?”
- Tap the “Make an Afterpay Card return” button, followed by “Refund to Afterpay Card”
- Your Afterpay Card will open in your digital wallet. Tap the phone near the card reader to initiate the return.
- If the return is successful, it may take up to 10 days for funds to be returned to your card.
There are a few reasons your account may become overdue and your Afterpay Plus subscription cancelled.
- If you have missed an instalment and your payment is not made within 7 days, your Afterpay Plus subscription will be cancelled
If payment fails for your Afterpay Plus monthly subscription fee, and payment is not made within 7 days, your Afterpay Plus subscription will be cancelled.
There are a few reasons your account may become overdue and your Afterpay Plus subscription cancelled.
Afterpay Plus is currently only available to existing customers on an invitation-only basis. If you are eligible to subscribe, you will receive an invitation through a message in the Afterpay App under the ‘InStore’ section and via an email if you are subscribed to receive marketing communications from Afterpay.
* Afterpay Plus terms and certain merchant or product based exclusions apply.
* Heritage Bank, a trading name of Heritage and People’s Choice Limited ABN 11 087 651 125 as issuer of, and Mastercard Prepaid Management Services Australia Pty Ltd ABN 47 145 452 044 and Afterpay Limited as service providers to Heritage Bank, in relation to the Afterpay Mastercard Facility.
The Afterpay Plus Card is issued by Sutton Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc,. and the installment plans under the Afterpay Plus Card are issued by First Electronic Bank, Member FDIC. Click here for complete terms.
Visa® is a registered trademark of Visa U.S.A Inc. All other trademarks and service marks belong to their respective owners.
