Credit Reporting Collection Notice
Afterpay Australia Pty Ltd ABN 15 169 342 947 (‘Afterpay’, ‘we’, ‘us’ or ‘our’) exchange your credit-related personal information with our credit reporting body partner illion Australia, contactable by:
- Phone: 13 23 33 or +61 3 9828 3200
- Mail: PO Box 7405, St Kilda Road, Melbourne VIC 3004
- Email: [email protected]
"Credit-related personal information" includes the following information about you:
- information that we may disclose to a credit reporting body;
- information that we obtain from credit reporting bodies; and
- information that we derive from such information, for example, a credit score.
Please take note of our Statement of Notifiable Matters:
- we may disclose your credit-related personal information to a credit reporting body, which may include that information in reports to other credit providers, to assist them to assist your credit worthiness;
- if you fail to meet your payment obligations in relation to consumer credit provided by us (which includes your Afterpay BNPL account), or if you commit a serious credit infringement in relation to consumer credit provided by us, we may be entitled to disclose this to the credit reporting bodies;
- this Credit Reporting Policy is available at https://www.afterpay.com/en-AU/credit-reporting-policy and contains important information about how we manage your credit-related personal information, including how you may access or correct your credit-related personal information or raise a complaint to us about our handling of your credit-related personal information;
- we may disclose your credit-related personal information to our service providers located outside of Australia, including entities located in New Zealand, United States of America, United Kingdom/[EU], Canada, [Philippines] and China. We take reasonable steps to ensure that any overseas recipients of your credit-related personal information handle it in a manner consistent with the Privacy Act;
- credit reporting bodies offer a service to credit providers wishing to send direct marketing material about credit services to individuals called "credit pre-screening". You have the right to ask credit reporting bodies not to use your credit reporting information for pre-screening for direct marketing purposes; and
- if you reasonably believe you are, have been or are likely to be the victim of fraud, you have the right to ask a credit reporting body not to use or disclose your credit reporting information.
