You can pay off your Pay Monthly order at any time. There are no early payment fees. If your order has an interest rate, paying early reduces the total interest you pay.

How to make an early payment

• Open the Afterpay app or web portal

• Go to My Afterpay

• Select your Pay Monthly order

• Tap or select Make a payment

• Choose the amount: you can pay the next instalment, a custom amount, or the full remaining balance

• Confirm

The payment is debited from your linked debit card.

Understanding your payout figure

Your total left to pay is the amount to clear your order today. It includes:

• Remaining principal

• Any interest or fees due but not paid up to today

It excludes future interest, so it may be lower than the “amount owed” figure (which includes all interest that would accrue if you paid over the full term).

Where to find it

Open My Afterpay in the app or web portal and select your Pay Monthly order. You’ll see your total left to pay on the order page. This figure updates daily.

What happens after you pay off your order

Once your order is fully paid:

• The order shows as complete in My Afterpay.

• Your Pay Monthly available to spend is updated. No further payments are due.

Afterpay Australia Pty Ltd ABN 15 169 342 947, Australian Credit Licence 527911