Pay Monthly is Afterpay’s longer-term payment option. It lets you spread the cost of eligible purchases over monthly instalments (6, 12, or 24 months).
You’ll see the total payable if you make payments as scheduled, including any interest, before you confirm your order. Late fees may apply if you miss a payment. There are no hidden fees, no compounding interest, and no fees for paying off early. Interest applies, unless your purchase qualifies for a promotional rate.
Where Pay Monthly is available
Pay Monthly is available at Apple and selected participating merchants. At Apple, Pay Monthly can be used online, in-store, or over the phone. At selected participating merchants, Pay Monthly can be used online via checkout.. I
How it’s different from Pay in 4
Pay in 4: 4 interest-free instalments over 6–8 weeks, available at thousands of retailers
Pay Monthly: fixed monthly instalments over 6, 12, or 24 month terms
Note: Pay in 4 is not available for Apple orders.
These are two separate products with separate spend limits, separate eligibility, and separate applications.
Getting help
Who you contact for support depends on your question.
For questions about your Pay Monthly account, payments, or fees, contact Afterpay in the app or at help.afterpay.com.
For questions about your order status, shipping, damaged items or goods not received, contact the retailer you purchased from. For Apple purchases, including Trade In questions, visit apple.com/orderstatus or call 133 622.
Afterpay Australia Pty Ltd ABN 15 169 342 947, Australian Credit Licence 527911